{"id":12228,"date":"2026-07-28T11:27:25","date_gmt":"2026-07-28T09:27:25","guid":{"rendered":"https:\/\/www.lexisma.info\/?p=12228"},"modified":"2026-07-28T11:27:31","modified_gmt":"2026-07-28T09:27:31","slug":"communique-conjoint-de-bank-al-maghrib-et-du-conseil-de-la-concurrence-concernant-la-reforme-du-marche-du-paiement-electronique-par-carte-au-maroc","status":"publish","type":"post","link":"https:\/\/www.lexisma.info\/?p=12228","title":{"rendered":"Communiqu\u00e9 conjoint de Bank Al-Maghrib et du Conseil de la concurrence concernant la r\u00e9forme du march\u00e9 du paiement \u00e9lectronique par carte au Maroc"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><em>Selon le communiqu\u00e9, la coop\u00e9ration entre les deux autorit\u00e9s a abouti \u00e0 la mise en \u0153uvre des engagements du Centre Mon\u00e9tique Interbancaire (CMI) et de ses banques actionnaires pour dynamiser la concurrence,\u00a0 dont les principales manifestations sont\u00a0 :<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00b7&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; La cessation de l\u2019activit\u00e9 d\u2019acquisition du CMI , ce dernier ne pouvant plus d\u00e9marcher de nouveaux commer\u00e7ants depuis le 1er novembre 2024.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>La cession du portefeuille par le CMI de l&#8217;int\u00e9gralit\u00e9 de ses contrats commer\u00e7ants au plus tard le 31 janvier 2026 (secteur priv\u00e9) et le 30 avril 2026 (secteur public).<\/li>\n\n\n\n<li>La transformation du CMI \u00a0qui devient une plateforme technique de traitement accessible \u00e0 tous les op\u00e9rateurs de mani\u00e8re \u00e9quitable et non discriminatoire.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">D\u2019apr\u00e8s la m\u00eame source, Bank Al-Maghrib a instaur\u00e9 des mesures fortes pour r\u00e9duire les frais support\u00e9s par les commer\u00e7ants, savoir &nbsp;:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00b7&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Un plafonnement des frais d&#8217;interchange , le taux \u00e9tant abaiss\u00e9 \u00e0 0,50 % par une d\u00e9cision du 6 juillet 2026 (entr\u00e9e en vigueur le 1er octobre 2026).<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Des tarifs pr\u00e9f\u00e9rentiels , un plafond sp\u00e9cifique de 0,15 % \u00e9tant fix\u00e9 pour les paiements de proximit\u00e9 et les paiements gouvernementaux.<\/li>\n<\/ul>\n\n\n\n<h1 class=\"wp-block-heading\">Source<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Conseil de la concurrence<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Consulter&nbsp;<a target=\"_blank\" href=\"https:\/\/conseil-concurrence.ma\/wp-content\/uploads\/2026\/07\/communiquee%CC%8C-BAM-CC-VDF.pdf\" rel=\"noreferrer noopener\">ici<\/a>&nbsp;le document.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Pas encore utilisateur Lexis\u00aeMA&nbsp;? &nbsp;R\u00e9servez imm\u00e9diatement votre d\u00e9monstration sur <a href=\"https:\/\/info.lexis.ae\/maroc-26-website-lexis-ma-organique-demande-de-d%C3%A9mo\/\" target=\"_blank\" rel=\"noreferrer noopener\">Demande de d\u00e9mo LexisMA<\/a><\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Pour d\u00e9couvrir davantage d\u2019actualit\u00e9s et d\u2019autres contenus juridiques disponibles, rendez-vous sur <a href=\"http:\/\/www.lexisma.com\/\">LexisMA.com<\/a><\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Selon le communiqu\u00e9, la coop\u00e9ration entre les deux autorit\u00e9s a abouti \u00e0 la mise en \u0153uvre des engagements du Centre Mon\u00e9tique Interbancaire (CMI) et de ses banques actionnaires pour dynamiser [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":11456,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_price":"","_stock":"","_tribe_ticket_header":"","_tribe_default_ticket_provider":"","_tribe_ticket_capacity":"0","_ticket_start_date":"","_ticket_end_date":"","_tribe_ticket_show_description":"","_tribe_ticket_show_not_going":false,"_tribe_ticket_use_global_stock":"","_tribe_ticket_global_stock_level":"","_global_stock_mode":"","_global_stock_cap":"","_tribe_rsvp_for_event":"","_tribe_ticket_going_count":"","_tribe_ticket_not_going_count":"","_tribe_tickets_list":"[]","_tribe_ticket_has_attendee_info_fields":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[49],"tags":[],"class_list":["post-12228","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Communiqu\u00e9 conjoint de Bank Al-Maghrib et du Conseil de la concurrence concernant la r\u00e9forme du march\u00e9 du paiement \u00e9lectronique par carte au Maroc - LexisNexis Maroc<\/title>\n<meta name=\"description\" content=\"Selon le communiqu\u00e9, la coop\u00e9ration entre les deux autorit\u00e9s a abouti \u00e0 la mise en \u0153uvre des engagements du Centre Mon\u00e9tique Interbancaire (CMI) et de ses banques actionnaires pour dynamiser la concurrence,\u00a0 dont les principales manifestations sont\u00a0mentionn\u00e9es dans l&#039;article.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lexisma.info\/?p=12228\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Communiqu\u00e9 conjoint de Bank Al-Maghrib et du Conseil de la concurrence concernant la r\u00e9forme du march\u00e9 du paiement \u00e9lectronique par carte au Maroc - LexisNexis Maroc\" \/>\n<meta property=\"og:description\" content=\"Selon le communiqu\u00e9, la coop\u00e9ration entre les deux autorit\u00e9s a abouti \u00e0 la mise en \u0153uvre des engagements du Centre Mon\u00e9tique Interbancaire (CMI) et de ses banques actionnaires pour dynamiser la concurrence,\u00a0 dont les principales manifestations sont\u00a0mentionn\u00e9es dans l&#039;article.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.lexisma.info\/?p=12228\" \/>\n<meta property=\"og:site_name\" content=\"LexisNexis Maroc\" \/>\n<meta property=\"article:published_time\" content=\"2026-07-28T09:27:25+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-07-28T09:27:31+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.lexisma.info\/wp-content\/uploads\/2026\/06\/12.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Nawell Bel Haddou\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Nawell Bel Haddou\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.lexisma.info\\\/?p=12228#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.lexisma.info\\\/?p=12228\"},\"author\":{\"name\":\"Nawell Bel Haddou\",\"@id\":\"https:\\\/\\\/www.lexisma.info\\\/#\\\/schema\\\/person\\\/a94a26c3c01f66c1d35f237ff12bab6f\"},\"headline\":\"Communiqu\u00e9 conjoint de Bank Al-Maghrib et du Conseil de la concurrence concernant la r\u00e9forme du march\u00e9 du paiement \u00e9lectronique par carte au Maroc\",\"datePublished\":\"2026-07-28T09:27:25+00:00\",\"dateModified\":\"2026-07-28T09:27:31+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.lexisma.info\\\/?p=12228\"},\"wordCount\":269,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.lexisma.info\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.lexisma.info\\\/?p=12228#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.lexisma.info\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/12.png\",\"articleSection\":[\"News\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.lexisma.info\\\/?p=12228#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.lexisma.info\\\/?p=12228\",\"url\":\"https:\\\/\\\/www.lexisma.info\\\/?p=12228\",\"name\":\"Communiqu\u00e9 conjoint de Bank Al-Maghrib et du Conseil de la concurrence concernant la r\u00e9forme du march\u00e9 du paiement \u00e9lectronique par carte au Maroc - LexisNexis Maroc\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.lexisma.info\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.lexisma.info\\\/?p=12228#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.lexisma.info\\\/?p=12228#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.lexisma.info\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/12.png\",\"datePublished\":\"2026-07-28T09:27:25+00:00\",\"dateModified\":\"2026-07-28T09:27:31+00:00\",\"description\":\"Selon le communiqu\u00e9, la coop\u00e9ration entre les deux autorit\u00e9s a abouti \u00e0 la mise en \u0153uvre des engagements du Centre Mon\u00e9tique Interbancaire (CMI) et de ses banques actionnaires pour dynamiser la concurrence,\u00a0 dont les principales manifestations sont\u00a0mentionn\u00e9es dans l'article.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.lexisma.info\\\/?p=12228#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.lexisma.info\\\/?p=12228\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.lexisma.info\\\/?p=12228#primaryimage\",\"url\":\"https:\\\/\\\/www.lexisma.info\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/12.png\",\"contentUrl\":\"https:\\\/\\\/www.lexisma.info\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/12.png\",\"width\":1920,\"height\":1080},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.lexisma.info\\\/?p=12228#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.lexisma.info\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Communiqu\u00e9 conjoint de Bank Al-Maghrib et du Conseil de la concurrence concernant la r\u00e9forme du march\u00e9 du paiement \u00e9lectronique par carte au Maroc\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.lexisma.info\\\/#website\",\"url\":\"https:\\\/\\\/www.lexisma.info\\\/\",\"name\":\"LexisNexis Maroc\",\"description\":\"LexisNexis met son savoir-faire et ses  innovations au service des praticiens des  droits marocain et OHADA afin qu\u2019ils  puissent garantir la s\u00e9curit\u00e9 juridique de  leurs conseils et de leurs actes, et optimiser  leur productivit\u00e9 et leur performance pour  aborder sereinement toujours plus de  nouveaux d\u00e9fis.\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.lexisma.info\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.lexisma.info\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.lexisma.info\\\/#organization\",\"name\":\"LexisNexis\",\"url\":\"https:\\\/\\\/www.lexisma.info\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.lexisma.info\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.lexisma.info\\\/wp-content\\\/uploads\\\/2020\\\/09\\\/LN_Logo_RGB_Primary_Full-Color_Positive.png\",\"contentUrl\":\"https:\\\/\\\/www.lexisma.info\\\/wp-content\\\/uploads\\\/2020\\\/09\\\/LN_Logo_RGB_Primary_Full-Color_Positive.png\",\"width\":1968,\"height\":805,\"caption\":\"LexisNexis\"},\"image\":{\"@id\":\"https:\\\/\\\/www.lexisma.info\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.linkedin.com\\\/showcase\\\/lexis-maroc\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.lexisma.info\\\/#\\\/schema\\\/person\\\/a94a26c3c01f66c1d35f237ff12bab6f\",\"name\":\"Nawell Bel Haddou\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/0337294662ff4e62b422bdf8353a16e868d2da98f1049bbc830e0a2a1002ce87?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/0337294662ff4e62b422bdf8353a16e868d2da98f1049bbc830e0a2a1002ce87?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/0337294662ff4e62b422bdf8353a16e868d2da98f1049bbc830e0a2a1002ce87?s=96&d=mm&r=g\",\"caption\":\"Nawell Bel Haddou\"},\"url\":\"https:\\\/\\\/www.lexisma.info\\\/?author=2\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Communiqu\u00e9 conjoint de Bank Al-Maghrib et du Conseil de la concurrence concernant la r\u00e9forme du march\u00e9 du paiement \u00e9lectronique par carte au Maroc - LexisNexis Maroc","description":"Selon le communiqu\u00e9, la coop\u00e9ration entre les deux autorit\u00e9s a abouti \u00e0 la mise en \u0153uvre des engagements du Centre Mon\u00e9tique Interbancaire (CMI) et de ses banques actionnaires pour dynamiser la concurrence,\u00a0 dont les principales manifestations sont\u00a0mentionn\u00e9es dans l'article.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.lexisma.info\/?p=12228","og_locale":"en_US","og_type":"article","og_title":"Communiqu\u00e9 conjoint de Bank Al-Maghrib et du Conseil de la concurrence concernant la r\u00e9forme du march\u00e9 du paiement \u00e9lectronique par carte au Maroc - LexisNexis Maroc","og_description":"Selon le communiqu\u00e9, la coop\u00e9ration entre les deux autorit\u00e9s a abouti \u00e0 la mise en \u0153uvre des engagements du Centre Mon\u00e9tique Interbancaire (CMI) et de ses banques actionnaires pour dynamiser la concurrence,\u00a0 dont les principales manifestations sont\u00a0mentionn\u00e9es dans l'article.","og_url":"https:\/\/www.lexisma.info\/?p=12228","og_site_name":"LexisNexis Maroc","article_published_time":"2026-07-28T09:27:25+00:00","article_modified_time":"2026-07-28T09:27:31+00:00","og_image":[{"width":1920,"height":1080,"url":"https:\/\/www.lexisma.info\/wp-content\/uploads\/2026\/06\/12.png","type":"image\/png"}],"author":"Nawell Bel Haddou","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Nawell Bel Haddou","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.lexisma.info\/?p=12228#article","isPartOf":{"@id":"https:\/\/www.lexisma.info\/?p=12228"},"author":{"name":"Nawell Bel Haddou","@id":"https:\/\/www.lexisma.info\/#\/schema\/person\/a94a26c3c01f66c1d35f237ff12bab6f"},"headline":"Communiqu\u00e9 conjoint de Bank Al-Maghrib et du Conseil de la concurrence concernant la r\u00e9forme du march\u00e9 du paiement \u00e9lectronique par carte au Maroc","datePublished":"2026-07-28T09:27:25+00:00","dateModified":"2026-07-28T09:27:31+00:00","mainEntityOfPage":{"@id":"https:\/\/www.lexisma.info\/?p=12228"},"wordCount":269,"commentCount":0,"publisher":{"@id":"https:\/\/www.lexisma.info\/#organization"},"image":{"@id":"https:\/\/www.lexisma.info\/?p=12228#primaryimage"},"thumbnailUrl":"https:\/\/www.lexisma.info\/wp-content\/uploads\/2026\/06\/12.png","articleSection":["News"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.lexisma.info\/?p=12228#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.lexisma.info\/?p=12228","url":"https:\/\/www.lexisma.info\/?p=12228","name":"Communiqu\u00e9 conjoint de Bank Al-Maghrib et du Conseil de la concurrence concernant la r\u00e9forme du march\u00e9 du paiement \u00e9lectronique par carte au Maroc - LexisNexis Maroc","isPartOf":{"@id":"https:\/\/www.lexisma.info\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.lexisma.info\/?p=12228#primaryimage"},"image":{"@id":"https:\/\/www.lexisma.info\/?p=12228#primaryimage"},"thumbnailUrl":"https:\/\/www.lexisma.info\/wp-content\/uploads\/2026\/06\/12.png","datePublished":"2026-07-28T09:27:25+00:00","dateModified":"2026-07-28T09:27:31+00:00","description":"Selon le communiqu\u00e9, la coop\u00e9ration entre les deux autorit\u00e9s a abouti \u00e0 la mise en \u0153uvre des engagements du Centre Mon\u00e9tique Interbancaire (CMI) et de ses banques actionnaires pour dynamiser la concurrence,\u00a0 dont les principales manifestations sont\u00a0mentionn\u00e9es dans l'article.","breadcrumb":{"@id":"https:\/\/www.lexisma.info\/?p=12228#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.lexisma.info\/?p=12228"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.lexisma.info\/?p=12228#primaryimage","url":"https:\/\/www.lexisma.info\/wp-content\/uploads\/2026\/06\/12.png","contentUrl":"https:\/\/www.lexisma.info\/wp-content\/uploads\/2026\/06\/12.png","width":1920,"height":1080},{"@type":"BreadcrumbList","@id":"https:\/\/www.lexisma.info\/?p=12228#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.lexisma.info\/"},{"@type":"ListItem","position":2,"name":"Communiqu\u00e9 conjoint de Bank Al-Maghrib et du Conseil de la concurrence concernant la r\u00e9forme du march\u00e9 du paiement \u00e9lectronique par carte au Maroc"}]},{"@type":"WebSite","@id":"https:\/\/www.lexisma.info\/#website","url":"https:\/\/www.lexisma.info\/","name":"LexisNexis Maroc","description":"LexisNexis met son savoir-faire et ses  innovations au service des praticiens des  droits marocain et OHADA afin qu\u2019ils  puissent garantir la s\u00e9curit\u00e9 juridique de  leurs conseils et de leurs actes, et optimiser  leur productivit\u00e9 et leur performance pour  aborder sereinement toujours plus de  nouveaux d\u00e9fis.","publisher":{"@id":"https:\/\/www.lexisma.info\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.lexisma.info\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.lexisma.info\/#organization","name":"LexisNexis","url":"https:\/\/www.lexisma.info\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.lexisma.info\/#\/schema\/logo\/image\/","url":"https:\/\/www.lexisma.info\/wp-content\/uploads\/2020\/09\/LN_Logo_RGB_Primary_Full-Color_Positive.png","contentUrl":"https:\/\/www.lexisma.info\/wp-content\/uploads\/2020\/09\/LN_Logo_RGB_Primary_Full-Color_Positive.png","width":1968,"height":805,"caption":"LexisNexis"},"image":{"@id":"https:\/\/www.lexisma.info\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.linkedin.com\/showcase\/lexis-maroc"]},{"@type":"Person","@id":"https:\/\/www.lexisma.info\/#\/schema\/person\/a94a26c3c01f66c1d35f237ff12bab6f","name":"Nawell Bel Haddou","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/0337294662ff4e62b422bdf8353a16e868d2da98f1049bbc830e0a2a1002ce87?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0337294662ff4e62b422bdf8353a16e868d2da98f1049bbc830e0a2a1002ce87?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0337294662ff4e62b422bdf8353a16e868d2da98f1049bbc830e0a2a1002ce87?s=96&d=mm&r=g","caption":"Nawell Bel Haddou"},"url":"https:\/\/www.lexisma.info\/?author=2"}]}},"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/www.lexisma.info\/wp-content\/uploads\/2026\/06\/12.png","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.lexisma.info\/index.php?rest_route=\/wp\/v2\/posts\/12228","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.lexisma.info\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.lexisma.info\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.lexisma.info\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lexisma.info\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=12228"}],"version-history":[{"count":1,"href":"https:\/\/www.lexisma.info\/index.php?rest_route=\/wp\/v2\/posts\/12228\/revisions"}],"predecessor-version":[{"id":12229,"href":"https:\/\/www.lexisma.info\/index.php?rest_route=\/wp\/v2\/posts\/12228\/revisions\/12229"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.lexisma.info\/index.php?rest_route=\/wp\/v2\/media\/11456"}],"wp:attachment":[{"href":"https:\/\/www.lexisma.info\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=12228"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.lexisma.info\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=12228"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.lexisma.info\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=12228"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}